i need HELP!!!! RETURNING A MOTORCYCLE TO A DEALERSHIP IN WASHINGTON!?

Question by Kyle Wiley: i need HELP!!!! RETURNING A MOTORCYCLE TO A DEALERSHIP IN WASHINGTON!?
i bought a motorcycle in washington yesterday but the bank didnt approve it fully. yet the dealership had me sign papers!
they had me sign the papers then told me i couldnt take the bike till monday because the bank didn’t approve of it yet. so i never took the motorcycle off the floor i never drove it i didnt even sit on it…..then today one day later i got a bill in the mail saying my car payments a month due and so is my insurance so i called them and told them my situation and they told me what done is done. SO i really cant afford it anymore, i didnt drive it, it never left the showroom floor, and the bank didnt fully proccess it when i signed my papers. what should i do i cant make those payments can i legally get out of it?!?! Remember they never let me take it, there are still NO miles on it and the bank didnt fully approve it. they told me they would talk to the bank monday to make sure it would go thru!. i really cant afford it now. HELPPPP!!!!
theres suposebly a law in washington that you cant return a motorcycle to the dealership once its bought. I was wondering since it never left the store if that would still apply to my situation! i never took it anywhere nor did i even ride it!
The bank didn’t decline the loan you. They just didn’t give the okay before they close because they didn’t get to check with my work. So I’m gonna go in there and check on monday morning with the bank as soon as it opens and let them know I can’t make the payments anybody think that will work

Best answer:

Answer by Candid Chris
Relax!
Financing was declined, three day ‘buyer’s remorse’ law kicks in.
No harm, no blood , no foul.

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2 thoughts on “i need HELP!!!! RETURNING A MOTORCYCLE TO A DEALERSHIP IN WASHINGTON!?”

  1. There really isn’t a sale until a title is transferred. If the bank refused the financing, there shouldn’t have been any title transfer. Have you looked closely at the papers you signed to make sure the deal is “contingent on financing”?

  2. Somethings not quite right here. The bank would not have approved the loan if they thought you couldn’t meet the payments. Now you say can’t so it would seem that you weren’t entirely truthful with the bank.
    “then today one day later i got a bill in the mail saying my car payments a month due and so is my insurance”
    And you didn’t know about these bills?

    Go to the bank and withdraw your loan application. It won’t matter what the dealer “made” you sign, if they don’t get paid, then they won’t let you take the bike. They will be might pis sed off for being jerked around.

    Then go and see some sort of financial counselor and learn to budget your money better. You seem pretty bad at it

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